Lars Wrobbel zeigt die 3 großen Besonderheiten, die Mintos mitbringt. Es gilt wie bei Bondora das Vorkasse-Prinzip, was bedeutet, dass du erstmal Geld. Doch welche Plattform ist die bessere: Bondora oder Mintos? In diesem Beitrag möchte ich die Vor- und Nachteile beider Plattformen beleuchten. Mintos Invest & Access oder Bondora Go & Grow). Bei diesen Portfolios übernimmt der Plattform Betreiber das.
P2P-Plattformen im Vergleich: Meine Erfahrungen mit 6 Anbietern nach 3 JahrenDa es keine Buyback-Garantie wie bei Mintos oder Viainvest gibt und Neben Bondora und Bondora Go and Grow bin ich noch bei Mintos. Ich selbst investiere mit großem Erfolg bei Mintos und werde dies auch zukünftig tun. 19 Gedanken zu „p2p Kredite Vergleich – Mintos, Twino, Bondora, Viventor &. Doch welche Plattform ist die bessere: Bondora oder Mintos? In diesem Beitrag möchte ich die Vor- und Nachteile beider Plattformen beleuchten.
Bondora Vs Mintos 78 komentářů VideoMintos Invest \u0026 Access vs. Bondora Go \u0026 Grow after 6 Months - 1.000€ Experiment Doch welche Plattform ist die bessere: Bondora oder Mintos? In diesem Beitrag möchte ich die Vor- und Nachteile beider Plattformen beleuchten. Es ist unter Umständen nicht möglich, Vermögenswerte von Go & Grow sofort zu liquidieren oder Geld sofort abzuheben. In diesem Fall werden wir. Mintos, Lettland, 10€, 12,5%, Zu Mintos». Bondora, Bondora logo, Estland, 1€, 9,9%, Zu Bondora». EstateGuru, EstateGuru, Estland, 50€, 11,8. Lars Wrobbel zeigt die 3 großen Besonderheiten, die Mintos mitbringt. Es gilt wie bei Bondora das Vorkasse-Prinzip, was bedeutet, dass du erstmal Geld. 10/13/ · Mintos Vs Bondora Vs IUVO Vs Estateguru [comparison] Posted on 13/10/ 23/11/ by Sal from Revenue Land. 13 Oct. Today I try to describe the differences between Mintos, Bondora, IUVO and Estateguru. I will try to define which is for me the best peer to peer lending tool among the four, not only Mintos Vs. Bondora. Bondora vs. Mintos – Das Endergebnis. Dieser kleine Wettkampf hat gezeigt, dass Mintos definitiv der Platzhirsch unter den P2P Plattformen ist. Bondora kommt zwar nur Nuancen dahinter, muss sich jedoch Stand heute hinter Mintos einordnen und zunächst geschlagen geben. Dies soll jedoch die Qualität von Bondora in keinster Weise schmälern. 4/10/ · Bondora vs. Mintos. Secure premium and starting credit. What is Bondora and how does a P2P investment work? The P2P platform Bondora was founded in Estonia in Like the canton of Zug stands for crypto, the Baltic States stand for innovative P2P platforms. The legislation there attracted many specialists and Bondora has developed into one.
More lenders means more countries, more loan types and different duration. When I went to look at what was inside it I decided not to use any of the three and not to mention it on my blog.
The bright side? Lately, Mintos is starting to getting rid of some low performing lenders and this is a very good sign for me. The first defaulted originator name was Eurocent.
There is no bright side. There would be one the day Mintos will be able to make people forget about that little issue. For the sake of completeness, taking into account the size and the number of loans processed by Mintos to date, the Eurocent impact is getting very marginal.
Three more small lenders had issues lately but even this time the impact was marginal. There are several ways to invest, but Mintos is convoying investors towards this three, especially the first one:.
Moreover, it is easy to setup. I mainly use the auto-invest custom strategy to have complete control over what I buy.
It has been read and printed by thousands of investors and I am proud of it. I also do some manual investing to find out more about loans originators offer and to test the primary and secondary markets functionality.
The thing I value most is transparency in P2P investing.. When a tool is not publicly sharing data with investors there is something wrong.
A lender with many late loans may be ok because of other reasons. Mintos is a profitable and transparent company , but peer to peer investing is safe until something happens.
What are risks in P2P investing and in particular with Mintos? The feeling I get besides the numbers is that they care, they want this company to work, and they look like a good team.
If I want to reduce risks on Mintos I spread my capital on a large number of loans in many countries, instead of focusing somewhere.
Some investors focus only on short term loans to reduce risk. Investing in direct structure may be safer since the claims are against the borrowers, but not many care about this aspect.
Investing in lower APRs loans can be also more sustainable and also ethical. I always filter out the highest APR loans.. Individuals and companies can invest through Mintos.
Investing as a company may also bring some tax relief. In any case, Mintos has to be able to identify the investor. Asian and middle east investors can also invest with Mintos in most cases sending money through a Payoneer or Transferwise.
I am curious to see if it will really add value to investors or will just be a wrapped copy of the website. This is huge.
So instead of having money idling on a savings account, it can be invested and available almost instantly. I am enthusiast about this news, but I normally avoid mix savings account and investing accounts for now.
My biggest fail with Mintos was waiting too long to give it trust and start investing. I was scared to death of transferring money on an unknown foreign bank account.
It equals to a How old are you? Is it a realistic expectation? Yes and no. It is also very difficult to think that nothing will change in the interest rate paid in the next 40 years.
Inflation was not taken into account, but it should, in order to get a more exact outcome. Here is the right page for people ready to register where I explain the difference between Promo code and Referral link.
I have formed my opinion investing myself and collecting information in and out of Mintos. Here is what I found out.
Make informed decisions and visit Mintos on your terms. Have I missed something? What is preventing you from starting P2P?
What are Mintos best alternatives? The most popular alternatives to Mintos are Peerberry, Twino and Bondora.
A full explanation about the safest way to get the Mintos invitation is here. Investing in P2P loans brings a fair share of risk but returns are very interesting.
Mintos is considered one of the safest P2P thanks to its internal diversification, its guarantee formula , its business model and a trusted management.
In order to use this formula investors just need few clicks. The investor cannot make any adjustment. Passionate DIY investor building my financially peaceful future.
I believe in helping people, which is why I share what I am learning. How do I deal with it? I am boring. I spread money on more tools Bondora portfolio Pro is not that difficult to setup and I never invest money I need to disinvest soon.
I thank you for your comment, Bernand. Sharing information with DIY investors is the main purpose of this website.
Your email address will not be published. Save my name, email, and website in this browser for the next time I comment. Table of Contents. See Mintos with your eyes.
Check out Bondora. See if IUVO is fine for you too. See the properties on Estateguru. Exciting article - thanks for that.
I'm currently trying to get my finances in order and to revise them, so I moved my 3a account from PostFinance to Viac, next is the postal account with a switch to neon.
At the moment, I only invest in a fund account - I still see potential here too. I will, but perhaps only when an end to the crisis is in sight, consider Bondora.
You can find my way on my brand-new blog planbesser. Viac and Neon have been great choices before. Bondora can be a great addition to your investments, but please always be aware of the risk before investing.
No matter if stocks, commodities, P2P or whatever, please spread your risk. Your blog looks exciting and I wish you success for the project!
Your About page is unfortunately still empty, the personal touch would be very interesting. Save my name, email, and website in this browser for the next time I comment.
Skip to content. Bondora experience report Review after 3 years of P2P investments. What awaits you. What is Bondora and how does a P2P investment work?
Advantages of Bondora. Negative Bondora experience? How Bondora is dealing with the Corona crisis. Portfolio Pro. Bondora vs.
Secure premium and starting credit. Diversification: 1. Bondora spreads your investment across many loans. This reduces your risk.
Bondora is digital and fully automated. This makes it easy for investors and ensures functionality at all times. Established Founded in the financial crisis of and also in Corona times there are no delays or problems so far.
How exactly Bondora is dealing with the crisis you can find out in the video below. No German hotline: Bondora is trying to serve more and more languages and German is at the forefront.
The platform is of course accessible in German, but the customer hotline is not yet. But we have never needed it in 3 years.
At Mintos you can see many details about every single loan. We don't care about that, because we give out a maximum of a few Euros per loan and therefore we are not interested in where the borrower comes from and what he does with the few Euros as long as he pays back.
But the platforms take care of the demand for repayment. There's this quote by Warren Buffett: "You can't see who swam without their bathing suit until the water is out of the pool.
Bondora Estonia. Call money function. Der Punkt an Mintos, da die Rückkaufgarantie jedoch bislang tadellos funktioniert — allerdings eine sehr knappe Entscheidung.
Kurz und knapp: Bei beiden Plattformen bin ich bereits mit dem Support in Berührung gekommen. Bondora kommt zwar nur Nuancen dahinter, muss sich jedoch Stand heute hinter Mintos einordnen und zunächst geschlagen geben.
Dies soll jedoch die Qualität von Bondora in keinster Weise schmälern. Beide Plattformen werden höchsten Ansprüchen gerecht und können jedem Privatanleger wärmsten ans Herz gelegt werden.
Anzahl Bewertungen: 4. Bisher keine Bewertungen! Sei der Erste, der diesen Beitrag bewertet. Bondora und Auxmoney. Der Finanzmarkt ist seit jeher ein sehr lebendiger und wandlungsfähiger Schauplatz.
Immer rücken neue Anlageinstrumente…. P2P Kredite biete Investoren eine stattliche jährliche Rendite, die sogar bis in den zweistelligen Bereich….
Bondora hat schon ewig einen Zweitmarkt. Vermutlich hast Du ihn bei Dir einfach nicht freigeschaltet, weil Du nicht weisst wie das geht?
Testest Du die Plattformen eigentlich selbst bevor Du Artikel schreibst??? Sieht für mich irgendwie alles schnell runtergeschrieben aus, oder gar copy und paste.
Du musst angemeldet sein, um einen Kommentar abzugeben. Zum Inhalt springen. Über Letzte Artikel. If you do not have a buyback guarantee you would have lost the investment.
But, with a buyback guarantee, the loan originator issues a guarantee to repurchase the loan. This happens when the payment is delayed by more than 60 days.
The loan is bought back from the investor with the value of the outstanding principal — including accrued interest income.
This means you still get the expected return up until that date and can re-invest the money into a new loan.
I like this concept as it shifts risk from you to the loan originator. It will always invest in this product before investing in your autoinvest strategies.
The strategy is set up to be fully diversified across the marketplace. First, you can always withdraw your money under normal market conditions.
I tested out the product for EUR, and my conclusion is clear. The returns are simply not as good as when I autoinvest myself.
Investing in financial assets always comes at a risk. First, you need to secure your account. Remember to activate two-factor authentication to keep other people from accessing your account.
There are in general six risks when you should aware of when investing in Mintos:. However, I believe it is important you are aware of the potential risks if you decide to invest.
In general, for all assets, you should not invest if you cannot afford to lose your investments. On Mintos, I would always recommend diversifying your investments across many loan originators.
You should also use Mintos Ratings to get a credit rating for each loan originator to lower your risk. So, now that you know there are risks associated with investing in Mintos, you should know about Mintos risk ratings.
Mintos risk ratings are a great tool to get some transparency on the risks you are facing investing in different loan originators.
Mintos was the first P2P lending platform in Europe to introduce loan originator credit ratings. I like this feature because it gives me much more transparency about my investments.
It also allows me to deselect certain loan originators that carry too much risk. I use the Mintos risk ratings to filter out the loan originators carrying the highest risk.
Keep in mind that you need to update your autoinvest strategy if Mintos changes the rating of a loan originator. If you previously had an autoinvest strategy that allowed B- investments, but not C investments, you should remove Rapido Finance from your autoinvest strategy.
You never know what your money is funding through the loans. It could be ultra-high interest loans to weak borrowers or unethical businesses.
However, on Mintos, you have the opportunity to set a limit on the borrower APR. This means you do not invest in loans where borrowers pay higher interest than you dictate.
I use this feature for my investments. For other ethical aspects, I have chosen to put my faith in the EU authorities and regulations. Enough with all the details.
Investing with Mintos has a few advantages, but there are also some negative aspects compared to other platforms.
I feel both are important to mention in this review. All in all, the advantages outweigh the disadvantages for me.
You should, of course, do your research to make sure Mintos is a good option for you. Mintos review conclusion. As you might have sensed in this review, I have been very happy with my investments in Mintos so far.
The platform is sound and returns have been great. Most importantly, I feel my investment is safe with multiple diversification opportunities.
Mintos is my top choice for new and experienced P2P investors alike. New investors will be able to get started while experienced investors will have the most advanced platform available.
The only concern I have is whether they can keep up the returns in the long term. It is not keeping me from investing in Mintos yet.
I am testing out other platforms at the moment to see how much returns will differ in the months and years to come. Does Mintos sound like something for you?
I have made a deal with them which gives you a 0. If you sign up directly on Mintos. Mintos changed its policy on November 18, , for all affiliates.
If someone says otherwise, their information is not up-to-date.